Yes I remember well you and Dean at Vegas...we had a great time didn't we?
The only thing that comes in my mind is your niche. Google hates things like solar energy,
porn, gambling, cigarettes .....I'm sure that you know that...so, I'm lost here,
Just use another gmail and your wife's card and you are good to go.
You could try to send a support ticket to Steve and ask him if this niche would be
a bad one (at Google's eyes)
Best of luck to you